r**1.接口地址**：http://api.zishahui.vip/small-loans/preview-refund-plan **2.支持格式**：json **3.請求方式**：post **4.請求參數**： |名稱|必填|類型|說明| |---|:---:|--:|--:| |user_id|否|int|用戶ID| |total_money|否|int|總金額| ***5.返回字段說明*** |名稱|類型|說明| |---|:---:|--:|--:| |code|int|返回碼| |msg|string|返回提示信息| |data|string|返回數據| *******成功示列******* { "code": 1, "msg": "返回成功", "data": [ { "timeLimit": "3", "principalInterest": "1671.67", "payInterest": 22.5 }, { "timeLimit": "6", "principalInterest": "837.71", "payInterest": 45 }, { "timeLimit": "9", "principalInterest": "559.73", "payInterest": 67.5 }, { "timeLimit": "12", "principalInterest": "420.74", "payInterest": 90 } ], "limit_pay": { "total_limit": "80000.00", "usable_limit": "80000.00", "used_limit": "0.00" } } *******失敗示列******* { "code": -1, "msg": "數據不存在", "data": [] }