微信支付申請方法及配置 · 小程序商城系統操作手冊

<div class="article"><div class="article-head"><div class="left tools"><a class="item icon"></a></div><h1>微信支付</h1> 第一種方法 關注公眾號：靠譜信息科技輸入申請微信支付或在便捷服務里選擇微信支付申請 第二種方法 開通流程指引：申請資料準備->提交資料指引->賬戶驗證->安裝操作證書->設置密鑰與查看商戶號。詳細流程如下：1、申請資料準備<ul><li>營業執照：彩色掃描件或數碼照片。（三證合一、有效期內、已過年審）</li><li>法人身份證：彩色掃描件或數碼照片。（有效期大于 60 天）</li><li>對公銀行賬戶/法人對私賬戶：包含開戶行省市信息，開戶賬號。（企業必須使用對公賬戶）</li></ul>*需要注意：開通微信支付時填寫的經營范圍，需與營業執照經營范圍一致。2、提交資料指引1）在電腦端前往微信公眾平臺（<a href="https://link.zhihu.com/?target=https%3A//mp.weixin.qq.com/" class=" wrap external" target="_blank" rel="nofollow noreferrer" data-za-detail-view-id="1043">mp.weixin.qq.com</a>-）>【微信支付】->【支付申請】->【前往申請】。<figure data-size="normal"><noscript><img src="https://pic3.zhimg.com/v2-5d8dbc53a7ac9b0e50b9639c8d497a1e_b.jpg" data-caption="" data-size="normal" data-rawwidth="1310" data-rawheight="695" class="origin_image zh-lightbox-thumb" width="1310" data-original="https://pic3.zhimg.com/v2-5d8dbc53a7ac9b0e50b9639c8d497a1e_r.jpg"/></noscript><img src="https://pic3.zhimg.com/80/v2-5d8dbc53a7ac9b0e50b9639c8d497a1e_720w.jpg" data-caption="" data-size="normal" data-rawwidth="1310" data-rawheight="695" class="origin_image zh-lightbox-thumb lazy" width="1310" data-original="https://pic3.zhimg.com/v2-5d8dbc53a7ac9b0e50b9639c8d497a1e_r.jpg" data-actualsrc="https://pic3.zhimg.com/v2-5d8dbc53a7ac9b0e50b9639c8d497a1e_b.jpg" data-lazy-status="ok"></figure> 2）點擊【注冊微信支付商戶號】，使用微信掃碼（微信號需通過銀行卡實名驗證，否則將無法進入下一步）。<figure data-size="normal"><noscript><img src="https://pic3.zhimg.com/v2-a264a46dd14639d24ec6ac7b1b3d69ea_b.jpg" data-caption="" data-size="normal" data-rawwidth="1026" data-rawheight="461" class="origin_image zh-lightbox-thumb" width="1026" data-original="https://pic3.zhimg.com/v2-a264a46dd14639d24ec6ac7b1b3d69ea_r.jpg"/></noscript><img src="https://pic3.zhimg.com/80/v2-a264a46dd14639d24ec6ac7b1b3d69ea_720w.jpg" data-caption="" data-size="normal" data-rawwidth="1026" data-rawheight="461" class="origin_image zh-lightbox-thumb lazy" width="1026" data-original="https://pic3.zhimg.com/v2-a264a46dd14639d24ec6ac7b1b3d69ea_r.jpg" data-actualsrc="https://pic3.zhimg.com/v2-a264a46dd14639d24ec6ac7b1b3d69ea_b.jpg" data-lazy-status="ok"></figure>3）登錄確認消息會發送到對應微信上，請點擊“允許登錄”。<figure data-size="normal"><noscript><img src="https://pic3.zhimg.com/v2-2633fd7cd1d9b80030c642538436e8e2_b.jpg" data-caption="" data-size="normal" data-rawwidth="662" data-rawheight="672" class="origin_image zh-lightbox-thumb" width="662" data-original="https://pic3.zhimg.com/v2-2633fd7cd1d9b80030c642538436e8e2_r.jpg"/></noscript><img src="https://pic3.zhimg.com/80/v2-2633fd7cd1d9b80030c642538436e8e2_720w.jpg" data-caption="" data-size="normal" data-rawwidth="662" data-rawheight="672" class="origin_image zh-lightbox-thumb lazy" width="662" data-original="https://pic3.zhimg.com/v2-2633fd7cd1d9b80030c642538436e8e2_r.jpg" data-actualsrc="https://pic3.zhimg.com/v2-2633fd7cd1d9b80030c642538436e8e2_b.jpg" data-lazy-status="ok"></figure>4）回到電腦端繼續操作，填寫姓名、手機號、郵箱，以創建申請單。<figure data-size="normal"><noscript><img src="https://pic2.zhimg.com/v2-382be80965ccd7adf48f01986c88e779_b.jpg" data-caption="" data-size="normal" data-rawwidth="806" data-rawheight="711" class="origin_image zh-lightbox-thumb" width="806" data-original="https://pic2.zhimg.com/v2-382be80965ccd7adf48f01986c88e779_r.jpg"/></noscript><img src="https://pic2.zhimg.com/80/v2-382be80965ccd7adf48f01986c88e779_720w.jpg" data-caption="" data-size="normal" data-rawwidth="806" data-rawheight="711" class="origin_image zh-lightbox-thumb lazy" width="806" data-original="https://pic2.zhimg.com/v2-382be80965ccd7adf48f01986c88e779_r.jpg" data-actualsrc="https://pic2.zhimg.com/v2-382be80965ccd7adf48f01986c88e779_b.jpg" data-lazy-status="ok"></figure>5）進入填寫商戶資料頁面，選擇主體類型為“個體工商戶或企業”后，按頁面提示提交相關信息，系統會先對資料進行校驗，大約需要 3~15 秒，請耐心等待。<figure data-size="normal"><noscript><img src="https://pic3.zhimg.com/v2-bd4550696bdd83aa3c07ba018648b6d6_b.jpg" data-caption="" data-size="normal" data-rawwidth="840" data-rawheight="484" class="origin_image zh-lightbox-thumb" width="840" data-original="https://pic3.zhimg.com/v2-bd4550696bdd83aa3c07ba018648b6d6_r.jpg"/></noscript><img src="https://pic3.zhimg.com/80/v2-bd4550696bdd83aa3c07ba018648b6d6_720w.jpg" data-caption="" data-size="normal" data-rawwidth="840" data-rawheight="484" class="origin_image zh-lightbox-thumb lazy" width="840" data-original="https://pic3.zhimg.com/v2-bd4550696bdd83aa3c07ba018648b6d6_r.jpg" data-actualsrc="https://pic3.zhimg.com/v2-bd4550696bdd83aa3c07ba018648b6d6_b.jpg" data-lazy-status="ok"></figure> 6）若系統校驗通過，頁面會引導進行賬戶驗證。一般有兩種驗證方式，可任選其一：（注：當超級管理員為個體工商戶的法人時，可能無需賬戶驗證，流程會自動進入下一步-審核中）方式①匯款驗證：使用結算賬戶向財付通指定賬戶匯入指定金額（個體或企業）；方式②法人微信驗證：使用法人的實名微信掃碼。3、賬戶驗證方式①：使用結算賬戶向財付通指定賬戶匯入指定金額（企業僅支持匯款驗證）。a、請使用企業對公賬戶向騰訊收款卡號匯入指定金額，進行賬戶驗證（驗證結束后，匯款金額將全額退還至匯款賬戶）。<figure data-size="normal"><noscript><img src="https://pic2.zhimg.com/v2-ed1103a6e57c20a44ee79e5a4ab0a315_b.jpg" data-caption="" data-size="normal" data-rawwidth="700" data-rawheight="685" class="origin_image zh-lightbox-thumb" width="700" data-original="https://pic2.zhimg.com/v2-ed1103a6e57c20a44ee79e5a4ab0a315_r.jpg"/></noscript><img src="https://pic2.zhimg.com/80/v2-ed1103a6e57c20a44ee79e5a4ab0a315_720w.jpg" data-caption="" data-size="normal" data-rawwidth="700" data-rawheight="685" class="origin_image zh-lightbox-thumb lazy" width="700" data-original="https://pic2.zhimg.com/v2-ed1103a6e57c20a44ee79e5a4ab0a315_r.jpg" data-actualsrc="https://pic2.zhimg.com/v2-ed1103a6e57c20a44ee79e5a4ab0a315_b.jpg" data-lazy-status="ok"></figure>b、賬戶驗證通過后，即已完成申請資料提交。<figure data-size="normal"><noscript><img src="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_b.jpg" data-caption="" data-size="normal" data-rawwidth="550" data-rawheight="400" class="origin_image zh-lightbox-thumb" width="550" data-original="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_r.jpg"/></noscript><img src="https://pic2.zhimg.com/80/v2-2d6a893f16b32f8c4697b7653a7bc8a9_720w.jpg" data-caption="" data-size="normal" data-rawwidth="550" data-rawheight="400" class="origin_image zh-lightbox-thumb lazy" width="550" data-original="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_r.jpg" data-actualsrc="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_b.jpg" data-lazy-status="ok"></figure> 方式②：使用法人的實名微信掃碼驗證（個體）。a、將申請頁面中的驗證二維碼展示給法人。 <figure data-size="normal"><noscript><img src="https://pic4.zhimg.com/v2-4fd1f05a353dff9292a08c4f4cd5712f_b.jpg" data-caption="" data-size="normal" data-rawwidth="650" data-rawheight="670" class="origin_image zh-lightbox-thumb" width="650" data-original="https://pic4.zhimg.com/v2-4fd1f05a353dff9292a08c4f4cd5712f_r.jpg"/></noscript><img src="https://pic4.zhimg.com/80/v2-4fd1f05a353dff9292a08c4f4cd5712f_720w.jpg" data-caption="" data-size="normal" data-rawwidth="650" data-rawheight="670" class="origin_image zh-lightbox-thumb lazy" width="650" data-original="https://pic4.zhimg.com/v2-4fd1f05a353dff9292a08c4f4cd5712f_r.jpg" data-actualsrc="https://pic4.zhimg.com/v2-4fd1f05a353dff9292a08c4f4cd5712f_b.jpg" data-lazy-status="ok"></figure> b、法人使用本人微信掃碼（注：必須為法人本人微信，且通過銀行卡實名認證）。c、進入身份驗證頁面，核對商戶信息后，點擊確認，即可完成驗證。 <figure data-size="normal"><noscript><img src="https://pic4.zhimg.com/v2-369cd6cddfd703f1cb204d36435608ef_b.jpg" data-caption="" data-size="normal" data-rawwidth="640" data-rawheight="540" class="origin_image zh-lightbox-thumb" width="640" data-original="https://pic4.zhimg.com/v2-369cd6cddfd703f1cb204d36435608ef_r.jpg"/></noscript><img src="https://pic4.zhimg.com/80/v2-369cd6cddfd703f1cb204d36435608ef_720w.jpg" data-caption="" data-size="normal" data-rawwidth="640" data-rawheight="540" class="origin_image zh-lightbox-thumb lazy" width="640" data-original="https://pic4.zhimg.com/v2-369cd6cddfd703f1cb204d36435608ef_r.jpg" data-actualsrc="https://pic4.zhimg.com/v2-369cd6cddfd703f1cb204d36435608ef_b.jpg" data-lazy-status="ok"></figure> <ul><li>賬戶驗證通過后，即已完成申請資料提交。</li><li>微信支付會在 1~2 個工作日內完成資料審核，并通過微信支付商戶助手公眾號、短信、郵件向超級管理員通知審核結果。</li></ul> <figure data-size="normal"><noscript><img src="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_b.jpg" data-caption="" data-size="normal" data-rawwidth="550" data-rawheight="400" class="origin_image zh-lightbox-thumb" width="550" data-original="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_r.jpg"/></noscript><img src="https://pic2.zhimg.com/80/v2-2d6a893f16b32f8c4697b7653a7bc8a9_720w.jpg" data-caption="" data-size="normal" data-rawwidth="550" data-rawheight="400" class="origin_image zh-lightbox-thumb lazy" width="550" data-original="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_r.jpg" data-actualsrc="https://pic2.zhimg.com/v2-2d6a893f16b32f8c4697b7653a7bc8a9_b.jpg" data-lazy-status="ok"></figure>審核通過后并沒有完還需要安裝操作證書設置秘鑰才算是開通微信支付喔且看如下操作 <h1>第一種或第二種申請通過后</H1> 4、安裝操作證書*重要提示：需使用 IE 瀏覽器，IE10 以上的版本安裝流程：電腦進入微信支付商戶平臺（ <a href="https://link.zhihu.com/?target=https%3A//pay.weixin.qq.com/" class=" wrap external" target="_blank" rel="nofollow noreferrer" data-za-detail-view-id="1043">pay.weixin.qq.com</a>），微信掃碼登錄->【賬戶中心】->【個人設置-操作證書】->安裝安全控件和安裝操作證書->【運行】->【確定】。<figure data-size="normal"><noscript><img src="https://pic3.zhimg.com/v2-4ccaa710210194c12b1eab0e8d40790e_b.jpg" data-caption="" data-size="normal" data-rawwidth="1057" data-rawheight="1802" class="origin_image zh-lightbox-thumb" width="1057" data-original="https://pic3.zhimg.com/v2-4ccaa710210194c12b1eab0e8d40790e_r.jpg"/></noscript><img src="https://pic3.zhimg.com/80/v2-4ccaa710210194c12b1eab0e8d40790e_720w.jpg" data-caption="" data-size="normal" data-rawwidth="1057" data-rawheight="1802" class="origin_image zh-lightbox-thumb lazy" width="1057" data-original="https://pic3.zhimg.com/v2-4ccaa710210194c12b1eab0e8d40790e_r.jpg" data-actualsrc="https://pic3.zhimg.com/v2-4ccaa710210194c12b1eab0e8d40790e_b.jpg" data-lazy-status="ok"></figure> <figure data-size="normal"><noscript><img src="https://pic1.zhimg.com/v2-7f80b6bc84217dd468fd7eeaf387978c_b.jpg" data-caption="" data-size="normal" data-rawwidth="557" data-rawheight="250" class="origin_image zh-lightbox-thumb" width="557" data-original="https://pic1.zhimg.com/v2-7f80b6bc84217dd468fd7eeaf387978c_r.jpg"/></noscript><img src="https://pic1.zhimg.com/80/v2-7f80b6bc84217dd468fd7eeaf387978c_720w.jpg" data-caption="" data-size="normal" data-rawwidth="557" data-rawheight="250" class="origin_image zh-lightbox-thumb lazy" width="557" data-original="https://pic1.zhimg.com/v2-7f80b6bc84217dd468fd7eeaf387978c_r.jpg" data-actualsrc="https://pic1.zhimg.com/v2-7f80b6bc84217dd468fd7eeaf387978c_b.jpg" data-lazy-status="ok"></figure> 5、設置密鑰、查看商戶號1）設置密鑰：【賬戶設置-API安全】->【設置密鑰】。 <figure data-size="normal"><noscript><img src="https://pic4.zhimg.com/v2-38e5c3757aea4444d922f84e0cbb372b_b.jpg" data-caption="" data-size="normal" data-rawwidth="1059" data-rawheight="933" class="origin_image zh-lightbox-thumb" width="1059" data-original="https://pic4.zhimg.com/v2-38e5c3757aea4444d922f84e0cbb372b_r.jpg"/></noscript><img src="https://pic4.zhimg.com/80/v2-38e5c3757aea4444d922f84e0cbb372b_720w.jpg" data-caption="" data-size="normal" data-rawwidth="1059" data-rawheight="933" class="origin_image zh-lightbox-thumb lazy" width="1059" data-original="https://pic4.zhimg.com/v2-38e5c3757aea4444d922f84e0cbb372b_r.jpg" data-actualsrc="https://pic4.zhimg.com/v2-38e5c3757aea4444d922f84e0cbb372b_b.jpg" data-lazy-status="ok"></figure> <figure data-size="normal"><noscript><img src="https://pic4.zhimg.com/v2-4e6b4cca61f4f03e0cee50596c4a674b_b.jpg" data-caption="" data-size="normal" data-rawwidth="626" data-rawheight="481" class="origin_image zh-lightbox-thumb" width="626" data-original="https://pic4.zhimg.com/v2-4e6b4cca61f4f03e0cee50596c4a674b_r.jpg"/></noscript><img src="https://pic4.zhimg.com/80/v2-4e6b4cca61f4f03e0cee50596c4a674b_720w.jpg" data-caption="" data-size="normal" data-rawwidth="626" data-rawheight="481" class="origin_image zh-lightbox-thumb lazy" width="626" data-original="https://pic4.zhimg.com/v2-4e6b4cca61f4f03e0cee50596c4a674b_r.jpg" data-actualsrc="https://pic4.zhimg.com/v2-4e6b4cca61f4f03e0cee50596c4a674b_b.jpg" data-lazy-status="ok"></figure> 2）查看商戶號：【賬戶設置-商戶信息】。<figure data-size="normal"><noscript><img src="https://pic1.zhimg.com/v2-c42cbd41c50f141435ae7f05f05849c4_b.jpg" data-caption="" data-size="normal" data-rawwidth="2520" data-rawheight="1374" class="origin_image zh-lightbox-thumb" width="2520" data-original="https://pic1.zhimg.com/v2-c42cbd41c50f141435ae7f05f05849c4_r.jpg"/></noscript><img src="https://pic1.zhimg.com/80/v2-c42cbd41c50f141435ae7f05f05849c4_720w.jpg" data-caption="" data-size="normal" data-rawwidth="2520" data-rawheight="1374" class="origin_image zh-lightbox-thumb lazy" width="2520" data-original="https://pic1.zhimg.com/v2-c42cbd41c50f141435ae7f05f05849c4_r.jpg" data-actualsrc="https://pic1.zhimg.com/v2-c42cbd41c50f141435ae7f05f05849c4_b.jpg" data-lazy-status="ok"></figure> 登陸微信支付|商戶平臺（<a href="https://pay.weixin.qq.com" target="_blank">https://pay.weixin.qq.com</a>） <img src="https://box.kancloud.cn/7bf2fde42dc190351924323d19fc8a0b_1266x918.png" alt=""> 設置32位API秘鑰、下載API支付證書（apiclient_cert.pem和apiclient_key.pem）并解壓用記事本打開——復制，粘貼到對應配置位置 </div> <img src="https://tuchun.oss-cn-shanghai.aliyuncs.com/images/1/tech_superarticle/2020/07/00001.png" alt=""></li></ul>